9.2 C
London
Friday, February 23, 2024
HomeBankingIOB Net Banking: New User Registration, Login, Reset Password

IOB Net Banking: New User Registration, Login, Reset Password

IOB Net Banking provides Net Banking services to its retail and corporate bank customers. IOB account holders can avail services like fund transfer, bill payment, apply for new debit/credit card, open new FD/RD account, book tickets and much more without paying additional fees or charges. They must have a secure internet connection, and their mobile number must be registered with OBC Bank. Once registered for the IOB Bank Internet Banking facility, customers can conduct financial transactions from the comfort of their home or office.

Features of IOB Net Banking

Various features offered by IOB Net Banking are given below:

  • Account Information: Users can view their account balance, transaction history and last month’s account statement through net banking services.
  • Fund Transfer: IOB allows customers to transfer funds between their accounts, make interbank transfers and easily send money to other IOB customers through net banking. Customers can also make instant transfers through IMPS, NEFT and RTGS services.
  • Billing Payments: Users can pay their utility bills, such as electricity, water, telephone and mobile, directly through the Internet Banking portal.
  • Online Payments: IOB Bank provides a secure payment gateway that enables customers to make online purchases and payments on various e-commerce platforms.
  • Fixed Deposit Management: Indian Overseas Bank allows customers to open new fixed deposits, renew existing FDs and view details of their FDs. 
  • Loan Related Services: Customers can check their loan status, view outstanding balances and make loan payments through Indian Overseas Bank Net Banking.
  • Investment Services: Indian Overseas Bank’s net banking services will also give customers access to information and access to various investments and products such as mutual funds, insurance and government savings schemes.

Read More: AirtelTez Login Portal | Union Bank of India Net Banking

 What are the benefits of IOB Net Banking?

The benefits of Indian Overseas Bank Net Banking are as follows:

  • 24/7/365 Availability: Net banking services are available throughout the year. You can use most of the services provided at any time.
  • Easy to Operate: The services offered by IOB Bank Net Banking are simple and convenient to use. Many people find it more viable to transact online than going to the branch for the same.
  • Convenience: It may only be possible to visit the bank branch sometimes. You can do your transactions from wherever you are. You can pay utility bills, pay recurring deposit account installments, transfer funds, and check your account balance using Net Banking anytime.
  • Time Efficient: You can complete any transaction instantly through Internet Banking. Funds can be transferred to any account within the country, or you can open a fixed deposit account immediately using net banking.
  • Activity Tracking: You will get an acknowledgment receipt when you make a transaction at an IOB branch you may misplace it or lose it. But net banking transactions will be recorded on the portal. You can show this as proof of the transaction. Information like the payee name, the amount paid, bank account number, date and time of payment and comments if any will also be recorded.

Read More: SBI Net Banking | BOB Net Banking

How to log in to IOB Net banking?

To log in to your IOB net banking account, you need to follow the following steps:

  • On your browser, type and press the Enter button.
  • Click individual login or corporate login if you have a corporate IOB account.
  • On the next page, click Internet banking login. 
  • Enter the User ID provided by the Bank. Enter your User ID correctly in the specified field.
  • Select your login password and answer the security question. Click on the “Submit” button to proceed further.
  • Users can now log in to their net banking account and enjoy all the services.

IOB Net Banking Corporate Login

If you wish to login to the corporate Net banking, follow the steps explained below: 

  1. Go to the IOB official website and press “Login.”
  2. Choose the “Internet Banking Corporate Login” option that you will find in the drop-down menu. 
  3. Now, you need to mention your login ID and password. 
  4. Write the captcha code correctly. 
  5. Press on “login” once you have entered all the details. You are logged in. 

How to Register for IOB Net Banking?

To avail of the net banking facilities of IOB, customers have to register for the services. Here are the steps in the registration process:

  1. Go to the official website of Indian Overseas Bank Net Banking.
  2. Select the new user registration or register option.
  3. Enter the details, such as account number, registered mobile number and DOB.
  4. Set the login password and transaction password as per the specified criteria.
  5. Verified your registration by entering the OTP sent to your registered mobile number.
  6. Once the registration is successful, you can log in to your net banking account using your user ID and password.
  7. It is suggested to change your transaction and login passwords regularly for security and safety reasons.

Register for IOB Net Banking through Phone Banking

IOB Bank is one of the largest banks in the world and provides many banking and financial services to its customers.  

  • If you have any queries or concerns, call IOB customer care number 18004254445.
  • Provide your Customer ID and Telephone Identification Number (TIN) or check your bank account details.
  • The Customer Service Officer will consider your request for Net Banking Registration.
  • After, the Bank’s net network password was sent to your postcard.

Read More: UCO Bank Net Banking | Bandhan Bank Net Banking | Axis Bank Net Banking

Registration for IOB Net Banking at the Bank’s Branch

For registering into IOB Net Banking at the bank’s branch, here are some important points to follow:

  1. First step is to visit IOP bank branches and ask the staff for the paperwork for online banking.
  2. Fill the form securely, then hand it to the staff working at the IOB branch.
  3. After submitting the form, an SMS accommodate with login and user ID will be sent to the registered phone number. 
  4. Within eight or ten days, both your transaction and login passwords will be sent to the address you provided on your form.
  5. After the password comes, you can make any transaction with IOB Net banking.

How to Reset the IOB Net Banking Password?

IOB customers can reset their net banking password by following the steps given below:

  • Go to the IOB Net Network Portal.
  • Select individual or corporate login as per account type.
  • Select the forgot password option.
  • Click login ID and IOB account number. Click on the ‘Submit’ button.
  • On the next page, enter the email ID and type the captcha code shown in the page.
  • Select the ‘Continue’ option and then enter the OTP sent to the registered mobile number.
  • Click on the new password and confirm it. The new password generated will be the current password for your IOB Internet Banking account. 

Process to check your IOB account balance using Net Banking

Here we mentioned step by step process for how to check your IOB account balance using net banking:

Step 1: You have to log in to your IOB Net Banking account.

Step 2: Under the ‘Account’ tab, click the ‘Account Summary’ option.

Step 3: A list of all your accounts will be shown on the screen.

Step 4: And then you have to choose the account you want to check the balance.

Step 5: The account balance and other information about the selected account will be shown.

IOB Fund Transfer through Net Banking

To transfer funds through IOB Net Banking, you can follow these steps:

  • Log in to your IOB Online Banking account by entering your login ID and password.
  • Once you log in, go to the Payments section and select the Funds Transfer option.
  • In the Fund Transfer section, the user will find various transfer options like Transfer within IOB Accounts, Transfer to Self Account, and Transfer to Other Bank Accounts.
  • Select the option depending on the type of fund transfer.
  • Fill in the required details for fund transfer, which usually include beneficiary account number, name, IFSC code, and transfer amount.
  • Now, start the transfer by clicking the “Transfer” button.
  • Enter the One-Time Password sent to your registered number to authenticate the transfer.
  • After successful authentication, funds will be transferred from your account to the designated recipient account.

Read More: CSB Bank Net Banking | DCB Bank Net Banking | Dhanlaxmi Bank Net Banking

Credit card Bill Payment using IOB Net Banking

Making credit card bill payments via IOB internet banking service is more accessible. Follow the process below:

  1. Login to the IOB net banking portal.
  2. Now, add a credit card as the beneficiary.
  3. Once the cooling period is completed, you can pay your credit card bills.

The process of making payment of credit card bills is mentioned below: 

  • After net banking login at IOB bank, you must go to fund transfer.
  • Here, select the NEFt as the payment option.
  • Fill in the required information correctly:
  1. Bank name
  2. IFSC code
  3. Branch name
  4. Account number
  5. Amount transferred
  6. Code for transaction
  • Confirm the details you have filled in on the next page.
  • You will get OTP on your mobile number and fill it out in the space provided.
  • After the successful transfer, you will receive a confirmation message.

IOB Net Banking customer care

You can contact the IOB bank for the issues related to net banking service. The customer care service is available 24/7. You can reach them using any of the methods below:

  1. Toll-free number – 1800 425 4445
  2. Other number – +91 44 28524212
  3. Department of customer services numbers – 044 28519568, 044-28591029, 044-28525496, 044-28587353
  4. Email address
Customer service Phone number Email ID 
UPI/BHIM related query 091 44 28524212 / 1800 425 4445upihelp@iob.in 
IMPS related queries 091 44 28524212 / 1800 425 4445impshelp@iob.in
NEFT/RTGS related queries 044-2888 9397 / 044 2858 896rtgscell@iobnet.co.in 
Internet banking / Mobile banking related queries 044-2888 9350 / 044 2888 9338eseeadmin@iobnet.co.in

Postal address for Central Office 

763 Anna Salai, 

Chennai – 600002

Contact no. – 091 044 2852 4212

Read More: Federal Bank Net Banking | HDFC Bank Net Banking | ICICI Bank Net Banking

Latest In Banking

Lifetsyle

Trending Articles

Trending Articles

Related Articles

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Latest In Other