Jammu and Kashmir Bank, a private sector bank with its headquarters in Srinagar, was recognized as one of the top four Indian financial institutions for successfully meeting the country’s digital payment goals. With its J and K net banking, the bank guarantees that its clients have 24/7 access to their accounts, offering unmatched convenience.
You may easily and securely handle all of your money-related activities using this service. We will guide you through the J&K net banking facility’s features and services in this article.
J&K Bank Net Banking Advantages
The following are the main attributes and advantages of J&K Bank internet banking:-
- Through JK online banking, anybody may create a new loan, pension, PF, or savings account.
- Applying online for a credit or debit card.
- The customer may utilize JK Net Banking to pay their electricity bills and recharge their DTH.
- Ticketing and online shopping are two uses for net banking.
- Through online net banking, users can create a Demat account and make stock market investments.
- JK Net Banking allows users to track their transactions, get e-statements, and manage their accounts online.
- You may use JK Bank internet banking to send payments to other or the same bank accounts.
How to Register for Net Banking at J&K Bank?
The steps to sign up for JK Bank’s online banking services are as follows:
- Open https://www.jkbankonline.com/ official JK Bank Internet Banking homepage.
- On the login screen, choose your desired login option, such as “Retail Login” or “Corporate Login.”
- Choose the ‘Create New Account’ button at this point.
- Using their PAN Card number or account, the person may register. Once the information has been entered, click “Submit.”
- Enter the OTP that was delivered to the email address or phone number you registered.
- Establish a transaction password and login for your online banking account.
- After registering, your online banking account shall be approved within 24 to 48 hours.
Read More: How to register online for DCB Bank Net Banking? | How to register for the ICICI bank net banking portal?
How to Access the J&K Net Banking?
The following procedures must be followed in order to access the J and K online banking portal:
- Step 1: Go to J&K Bank’s official web page.
- Step 2: Type in your date of birth (DOB) or PAN along with your account number. An OTP will be sent by the bank to the phone number or email you registered.
- Step 3: Input that OTP.
- Step 4: Enter your debit card information to complete the authentication procedure.
- Step 5: Establish login and transaction passwords.
- Step 6: To access JK Bank online banking, enter your password and the user ID you created online.
How to reset J&K Bank Internet Banking Password?
The user can reset their login password by following the instructions listed below if they have forgotten it or if it has to be updated for security reasons.
- Visit the J&K Bank Online official homepage at https://www.jkbankonline.com/
- Select the online banking option on the page to proceed with the redirection.
- The consumer log-in option should be selected for retail customers, while the business log-in option should be selected for corporate customers.
- The user has the option to reset their password at log-in.
- Enter your registered cell phone number here.
- A verification code (OTP) will be generated and issued to the registered phone following the entry of the phone number and the submit button.
- Reset the password after entering the OTP.
How to Use J&K Internet Banking to Transfer Money?
To find out how to send money via the J and K internet banking interface, continue reading.
- Step 1: Enter your login information and password to access the J&K Bank online banking page.
- Step 2: Select the “Fund Transfer” option by clicking on it.
- Step 3: Enter the amount you wish to transfer after selecting your desired transfer method (RTGS or NEFT).
- Step 4: Select “Within JK bank” if you wish to transfer funds to a different JK bank account. Alternatively, you can transfer money to different bank accounts by selecting the ‘Other Bank Transfer’ option.
- Step 5: To finalize the transfer, enter the amount and then select “Submit.”
Read More : Federal Bank Net Banking | Dhanlaxmi Bank Net Banking | DCB Bank Net Banking
J&K Bank: Daily Caps and Fees for Net Banking
Examine the following table to find out the fees associated with RTGS, NEFT, and IMPS.
- NEFT
| Transaction Amount Range | Charges |
| Up to ₹10,000 | ₹2 + GST |
| Above ₹10,000 to ₹1 lakh | ₹4 + GST |
| Above ₹1 lakh to ₹2 lakhs | ₹12 + GST |
| Above ₹2 lakhs | ₹20 + GST |
- RTGS
| Transaction Amount Range | Charges |
| Up to ₹10,000 | ₹2 + GST |
| Above ₹10,000 to ₹1 lakh | ₹4 + GST |
| Above ₹1 lakh to ₹2 lakhs | ₹12 + GST |
| Above ₹2 lakhs to ₹5 lakhs | ₹25 + GST |
| Above ₹5 lakhs | ₹45 + GST |
- IMPS
| Transaction Amount Range | Charges |
| Up to ₹1 lakh | ₹5 + GST |
| Above ₹1 lakh to ₹2 lakhs | ₹15 + GST |
How to Check J&K Bank Account Balance Online?
See the instructions below to find out how to use the J and K online banking site to check your account balance:
- Step 1: Go to J&K Bank’s official website.
- Step 2: Select the “eBanking” menu item.
- Step 3: Select “Corporate Login” or “Retail Login.”
- Step 4: Click “Login” after entering your user ID.
The balance of your account will appear on the screen following your successful password-based login to your online banking account.
Mobile Banking for J&K Bank
Customers of J&K Bank can download the J&K Bank M-Banking application for their mobile platform. All J&K Bank account holders have access to the m-banking application at any time and from any location.
Register for J&K Bank Mobile Banking Online
The following is a step-by-step tutorial for signing up for J&K Bank’s mobile banking app:
- Get the app from the iOS App Store or Google Play Store.
- Select the “New User” option once the application has been downloaded and installed.
- The user will now be required to provide the customer ID that was provided to them by the bank, along with the registered phone number.
- An OTP, or one-time password, will be issued to the account’s authorized phone number after these credentials have been entered.
- The user may now verify their identity by reentering the OTP they got into the program.
- Make a password now.
- The user will next see an image that indicates their registration was successful.
How to Login to J&K Bank M-Banking
Following the instructions listed below, you may quickly log in to the m-banking application after successfully registering:
- Launch the banking app on your phone.
- Input the password you created during registration together with your customer ID.
- The user’s login to the m-banking app will now be successful.
Payment of J&K Bank credit card using mobile and net banking
The J&K credit card bill may be paid in two simple ways:
- Using Internet Banking
- Using Mobile Banking
Procedures to Use Mobile Banking to Pay Credit Card Bills
The method that customers can utilize for paying their credit card debts using the m-banking app is as follows:
- Must visit the application.
- Select the credit card option.
- Click “Pay now” immediately.
Procedure for using Internet Bank to pay credit card bills
The following is the detailed process for using the online banking capability to settle the credit card bill for Jammu and Kashmir:
- The user would need to sign in to JK Bank’s online banking system.
- It is necessary for the user to select Internet payment gateway.
- The user has to provide the desired payment amount.
- The transaction must be confirmed by the user as well.
J&K Bank Customer Service Net Banking
If you have any questions, concerns, or comments, you may get in touch with the bank using the information below:
| Service | Number |
| 1800 890 2122 (toll free) | 0194-2481999 (charges applicable) |
| NEFT Services | +91-194-2502674 |
| ATM Helpdesk | +91-194-2713333 |
| Debit or Credit Cards | 0194 – 2482463 |
| Inbound International Voice Services | +91 194 2713434 |
| E-banking/Mobile Banking/UPI | 1800 890 2122 |
| Payment and Settlement Department, CHQ (For Digital Transactions) | 0194-2481970 |
| JK Bank Customer Care Mail ID | Customer Servicesjkbcustomercare@jkbmail.com |
NOTE: Address for the J&K Bank Headquarter is M.A. Road in Srinagar, J&K, India.
To make it simpler and more comfortable for its clients to manage their accounts and take advantage of various financial services, JK Bank is constantly improving its online banking platform. You may sign up for J and K’s net banking site right now to improve your entire online banking experience, now that you have a comprehensive understanding of how their net banking operates and all of its features.
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