Indian Bank is a mid-sized public sector organization with significant local presence as well as international presence in Singapore, Colombo, and Jaffna. The bank was established in 1907 and is based in Chennai. As of FY2022, its asset base is ₹626,005 crore.
With 79.86% of the shares, the Indian government has the lion’s share of ownership (2022). Beginning on April 1, 2020, Indian Bank merged with Allahabad Bank.
Indian Bank provides mobile and net banking services to its clients. You may conduct a wide range of financial operations online from the convenience of your home by using the Indian Bank net banking service. All you have to do to use its online banking service is register and use your User ID and password to log in to the net banking page.
| Category | Service | Description |
| Fund Transfer within Indian Bank | Self Transfers | Transfer funds between your own accounts. |
| Other Indian Bank Account Transfers | Transfer funds to other Indian Bank accounts. | |
| PPF Account | Transfer funds to and from your PPF account. | |
| V Collect | Pay bills through the V Collect platform. | |
| Recharge and Bill Pay | Pay bills for gas, electricity, water, DTH, broadband/landline, etc. | |
| Pay Taxes | Pay direct and indirect taxes. | |
| Pay Credit Card Bill | Pay your Indian Bank credit card bill. | |
| Fund Transfer to other Bank | NEFT, RTGS, IMPS (24/7) | Transfer funds to other banks using NEFT, RTGS, or IMPS. |
| Easipay (without adding beneficiary) | Transfer funds to other banks without adding them as beneficiaries. | |
| Opening of account | Term Deposit Account (RD/FD/VRD/STD/MMD) | Open term deposit accounts like recurring deposits, fixed deposits, etc. |
| e-purse Account | Open an e-purse account. | |
| LC Account | Open a letter of credit account. | |
| NPS Account | Open a National Pension System account. | |
| PPF Account | Open a Public Provident Fund account. | |
| Account Related | Account Statement | Request your account statement for a specific period. |
| Mini Statement | View your recent transactions. | |
| Add/Modify Nominee | Add or modify the nominee for your account. | |
| Cheque Related Services | Stop Payment of Cheque | Stop payment on a cheque issued. |
| Cheque Status Inquiry | Check the status of a cheque. | |
| Raise Cheque Book Request | Request a new cheque book. | |
| Password Related | Change/Reset Login Password | Change or reset your login password. |
| Change/Reset Transaction Password | Change or reset your transaction password. | |
| Value Added Services | Standing Instruction | Set up standing instructions for recurring payments. |
| Instant Beneficiary Addition | Add beneficiaries instantly for funds transfer. | |
| Account wise TDS Details | View your TDS details for each account. | |
| APY, PMJJBY, PMSBY Registration | Register for Atal Pension Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, and Pradhan Mantri Suraksha Bima Yojana. | |
| Application for ASBA | Apply for ASBA (Application Supported by Blocked Amount) IPOs. | |
| Change User ID | Change your user ID for convenience. | |
| Personalized Dashboard | View an overview of all your accounts in one place. | |
| E-Filing of Income Tax | File your income tax returns electronically. | |
| E-Interest Certificate | Download your interest certificate electronically. | |
| TDS Certificate | Download your TDS certificate electronically. | |
| Transaction Lock/Unlock | Lock or unlock your account for transactions. | |
| Aadhaar Seeding Facility | Link your Aadhaar card to your account. | |
| Tax E-receipt | Download your tax e-receipt. | |
| Download Form 16A | Download your Form 16A electronically. | |
| Email Statement Subscription | Subscribe to receive your account statements via email. |
What Advantages Do Indian Bank Net Banking Services Offer?
Here are the details of advantages offered by the Indian Bank net banking service:
- Verify the balance of your Indian bank account
You can simply login to your Indian account information online through the Indian Bank online banking service. You have access to your bank account balance, transaction history, account activity, and check status.
- Examine & Modify Personal Information
You may access and modify your profile details online, including your email address and mobile number.
- Call the customer service hotline
Use the Indian bank’s net banking facility to get in touch with customer support.
- Money Transfer (RTGS/IMPS/NEFT)
You may transfer money via NEFT if you have an account with an Indian bank. The bank helps its clients move money from their banking accounts to other bank accounts.
- Fixed and Recurring Deposits in the Open
Using Indian online banking, opening a recurring or fixed-term deposit is simple. They are also capable of online duties like premature withdrawal.
- Payment of Bills
Pay bills for utilities online, including those for water, power, mobile, DTH, and other services.
- Make reservations online
You may purchase online and reserve movies or airline tickets using Indian Bank Net Banking. Air, railroad, and bus tickets, as well as hotel services, may be reserved online.
- Payment of taxes
Via the net banking service, you may make online payments for both direct and indirect taxes.
How to raise a service request for Indian bank Net Banking?
To submit a service request using Indian bank Internet Banking Service, follow the procedures listed below:
- Go to the Internet Banking page of Indian Bank.
- Select the ‘Service Request’ option located in the sidebar on the left.
- Enter all the data mentioned below:
- Name
- Give your address
- Cell Phone Number
- Email Address
- Select a branch
- After that, select the service from the list listed under the “Interested In” tab.
- You have 500 characters or less to describe your request.
- Select “Submit” from the menu.
- By selecting the ‘View progress’ option and entering the tracking ID, you may also check the progress of a service request after you have submitted one.
How to Register for Indian Bank Net banking?
In order to utilize Indian Bank’s online banking services, the client must do the following actions:
- Go to https://www.netbanking.indianbank.in/jsp/startIBPreview.jsp to access the Indian Bank online banking interface first.
- When the user clicks the “Login” button, a new page will load. Choose “New User.”
- Enter both the registered mobile number for the account and the CIF, and account number, now. Once the information has been entered, click “submit.”
- A one-time passcode (OTP) will be sent to the registered cell phone number. To ensure authenticity, input the OTP.
- Enter the account information and any required data when the OTP has been validated.
- Select the type of facilities once the details have been submitted.
- Establish a pass code to access the online banking account.
- Enter the answers after choosing any two of the relevant security questions.
- Decide on the activation type. Via Indian Bank ATM cards or branches, the customer can activate their Internet banking account.
- After completing the application and submitting it to the nearest branch, you can use the branch to activate your account.
- Accept these terms and conditions, and then fill in the ATM card information on the following page to enable the account using the card.
- The internet banking service will be authorized within the following 24 hours once the bank verifies the details.
Read More: How to Register for IDFC Bank Net banking | How to Register for the ICICI bank Net banking
Activation through ATM
Using an ATM card to activate an account requires that you accept the agreement’s terms and conditions of use and provide the necessary card information.
You will get a notification on the screen stating that your internet banking account has been successfully activated when the bank verifies all of your details. We’ll activate your account within the subsequent 24 hours. Click “Exit” and enter the transaction password.
After registering, you may use Indian Bank’s online banking services by logging into Indian Bank Internet Banking with your login ID and password.
Activation trough branch
By downloading the form, completing it with the necessary information, and sending it to the Indian branch that is closest to you, you may activate the account through the branch.
How to Login to Indian Bank Internet banking?
For both Indian Bank individuals as well as Indian Bank business banking customers, we have outlined the login procedure for Indian Bank Online Banking.
- Step 1: Access the Indian Bank Internet Banking website (https://www.netbanking.indianbank.in/jsp/startIB.jsp) to log in to your personal banking account.
- Step 2: In the Individual Banking area, click the “Login” button.
- Step 3: Click “Login” after entering your password and username in the designated areas.
Corporate Login for Indian Bank
Users of Indian Bank Business Banking can access their online banking portal by following these steps:
- Click the “Login” button after visiting the Indian Bank e-banking website (https://www.netbanking.indianbank.in/).
- Navigate to the Corporate Net Banking area of Indian Bank.
- Put in your Captcha, password, and corporate user ID. To enter the net banking portal, click the “Login” button.
Read More: How do you Log in to SBI Internet Banking? | How to Log in to IOB Net Banking?
How to reset Indian Bank Net Banking Password?
Anytime, users can reset or modify their internet banking password by following the instructions listed below:
- Step 1: Visit https://www.netbanking.indianbank.in/jsp/startIB.jsp to access Indian Bank online banking.
- Step 2: On the following screen, select “Login to Net Banking.” After inputting your user ID, click “Continue.”
- Step 3: On the following screen, select “Forgot Login Password.”
- Step 4: The screen will show a pop-up window. Click “Next” to proceed.
- Step 5: Type in your country, mobile number, DOB, bank account number, username, and CAPTCHA code. Press “Submit.”
- Step 6: Input the one-time password that was sent to the phone number you registered.
- Step 7: Enter your new password for net banking. To modify their net banking password, users can alternatively utilize the ATM card details or go to an Indian Bank office.
- Step 8: Enter the New Pin now to proceed. Next, make the request.
With the New Password, the user may now access the Indian Bank online banking portal.
Read More: How to Reset the Union Bank of India Net banking Password ?
How to Use Indian Bank Net Banking to Transfer Money?
The IMPS, NEFT, and RTGS processes may be used by Indian Bank through internet banking customers to transfer money to other accounts. The actions that must be taken are as follows:
- Enter the user identification number and password to access the online banking portal.
- Go with the “Fund Transfer” choice.
- Select your desired fund transfer method (RTGS, IMPS, or NEFT).
- Choose “Fund transfer to account” and enter all the information requested, such as the beneficiary’s name, account number, IFSC code, and amount.
- Choose “Confirm.”
- On your registered phone number, enter the OTP that you got.
The Merging of Indian Bank and Allahabad Bank
Indian Bank and Allahabad Bank became one as of April 1, 2020. This merger will provide customers with improved and simpler banking services. Some of the benefits that will be discussed are as follows:
- ATMs and branches have been enlarged.
- suppliers of extra customer support.
- Services provided by digital banks have improved.
- The way that customers who use net banking may access digital banking has not changed. Customers who have registered can keep using the online and mobile banking applications from their bank.
- Additionally, it is made sure that the best features of both banks’ mobile and internet banking services are integrated into the Integrated Entity.
What is the minimum amount for online Indian bank account transfer?
- The maximum amount that may be sent through your Indian Bank net banking account each day is ₹1,00,000.
- Additionally, you are only allowed to make 10 transfers from your account every day.
- How can I contact the customer service staff of an Indian bank?
- Indian Bank offers 24/7 customer support to address any concerns, complaints, or problems. For issues pertaining to net banking, call 1800 4250 0000, the Indian bank’s customer service number.
Eligibility criteria to transfer money from a net banking account with Indian Bank?
If you wish to transfer money using Indian Bank net banking, you must meet the following eligibility requirements:
- You must have a current or savings account open with Indian Bank.
- A valid cell phone number
- iPhone or Android Smartphone
- Internet access using WiFi or a SIM card
All account holders may conduct their banking operations and transactions online with Indian Bank online banking services. A credit or debit card application, bill payments, internet transactions, and many more capabilities are available to users.
Read More: Karnataka Bank Net Banking | IDFC Net Banking