9.2 C
London
Friday, February 23, 2024
HomeBankingBOB Net Banking: Login, Registration & Password Reset

BOB Net Banking: Login, Registration & Password Reset

Bank of Baroda, ranked as the second largest bank in India, has established itself as a global financial institution offering a wide range of banking and financial services. Serving retail and corporate customers in various countries, the Internet Banking division of the Bank comes under the ambit of Baroda Connect. This post will provide an in-depth analysis of multiple aspects of Bank of Baroda (BoB) Net Banking.

What is BOB Net Banking?

BOB World Internet is Bank of Baroda’s Internet banking facility that caters to your banking needs 24/7 from the comfort of your home or office. Bank of Baroda has created some easy steps to access your bank account. You can check your bank balance and FD status, manage multiple accounts, also be able to transfer funds virtually, request checkbook release, and liquidate FDs created online. You can pay your utility bills and avail of many other services. Hassle-free Internet Banking facilities make banking with the Bank of Baroda a great experience.

Read More: IOB Net Banking | AirtelTez Login Portal | Union Bank of India Net Banking

Services offered by BOB net banking 

There are various services offered by BOB net banking as mentioned below in the table: 

Fund transfer Issue cheque book Pending bills notification
Tax Payment Bill Payment Online bills check 
Booking tickets Online donations Transaction alerts on mobile
Online FD and RDIPO/ FPOCustomer service 
Balance Check Transaction History check Online shopping 
Debit card deactivation GRNPIN reset for debit card
TDS certificateMoney transfer Interest certificate for Sb/TD/OD and loan 
Change email IDSPGRS AccessLoan status check
Direct e-trade Pensioner life certificateNPS site
Baroda e-trade CIBIL check FATCA self-certification 
Aadhaar card verification Clearing instrument clearing status Government regulated scheme registration

Features of BOB Netbanking 

BOB netbanking facility offers various features, such as: 

  1. Account Access 

You can easily access your bank account using the net banking. You can check the balance, and perform transactions from your account after login to the internet banking. 

  1. Transaction history check 

You can easily track your transaction history using the internet banking of BOB. It provides you with the history for the last 2 months. 

  1. Cheque book issue 

BOB net banking allows you to request a cheque book online and check the status of your request. 

  1. Multiple accounts 

You can add multiple accounts under your name in one BOB net banking ID and check the information of all the accounts. 

Read More: BOB Net Banking | SBI Net Banking | BOI Net Banking | UCO Bank Net Banking

What are the benefits of using Bank of Baroda Net Banking?

These are the following advantages of using BOB Net Banking:

  1. Fund Transfer: Fund transfer can be done to another Bank of Baroda account or any other bank account. Fund transfers can be made immediately using IMPS or scheduled for another day using National Electronic Fund Transfer or Real Time Gross Settlement.
  2. You can book tickets online: Using Baroda Connect, you can book airline and rail tickets.
  3. Utility Bill Payment: You can use Baroda Connect to make online payments without visiting the respective departments to pay utility bills like electricity and gas.
  4. Open Fixed Deposit Accounts: Using BOB net banking, you can instantly open a new fixed deposit account. To open these accounts, you have to visit the website. To avail of these services, click the ‘Invest’ button and select ‘Online RD/FD’.
  5. Bulk Payment Facility: Multiple Debit to Single Credit or Multiple Credit, or Single Debit to Multiple Credit transactions can be done through the BOB Net Banking facility.
  6. Tuition Fees: Parents can pay their children’s institute or school tuition fees using BOB Net Banking.
  7. Corporate users can set up multiple workflow accounts: Corporate customers can set up multiple workflow accounts for transactions without sending the request through the bank branch.
  8. Apply for a Loan: Using the BOB Net Banking portal, you can check loan eligibility and apply for a loan online.
  9. SSA and PPF accounts can be linked: With the help of Baroda Connect, you can link your Sukanya Samriddhi and Public Provident Account (PPF) to your savings account. Account details can be viewed, and payments can be made online.

What are the steps to register for BOB Net Banking?

Following is the step-by-step process to register for Net Banking of Bank of Baroda:

  • You must visit the Bank of Baroda website and click on the ‘Download Form’ at the bottom of the screen or get the application from the nearest BOB branch.
  • Click on the ‘More Services’ option and download the relevant net banking form. You can also visit the BOB branch and request the application form.
  • All individual account holders must download the ‘Net Banking – Personal’ form, while non-individuals such as Hindu Undivided Families (HUF), sole proprietors, partnership firms, and companies must download the ‘Net Banking – Corporate’ form.
  • Fill in all the relevant details; the signatories must sign the form. In the case of joint accounts and partnership firms, all joint account holders and partners must sign the form. After signing, they can deposit it at the nearest branch where you have your account.
  • The Bank will send the User ID to your registered email ID.
  • You must obtain the login password from the BOB branch where you have submitted the form. There is no need for retail customers to visit the branch to complete the registration process.
  • Individuals can visit the Net Banking page for ‘Retail Users’ and click ‘Not Registered?’ You can select the option. After this, you have to enter the captcha details.
  • Individuals should mention the debit card details and click the ‘Valid’ option to register.
  • Individuals can log in to their bank accounts by mentioning their user ID and password. After completing the login process, individuals can change their password.

Read More: Bandhan Bank Net Banking | Axis Bank Net Banking | CSB Bank Net Banking

Follow the step-by-step procedure given below to log in to the Bank of Baroda Net Banking portal:

For Net banking

  • Visit the Bank of Baroda website.
  • Click on the ‘Baroda Connect’ option under the ‘Digital Products’ tag.
  • Select either ‘Retail User’ or ‘Corporate User.’
  • Mention your user ID and password data.

For Branch Visit

  • Visit your nearest Bank of Baroda branch.
  • Ask for the Net Banking Registration Form from the bank officials.
  • Fill in the required details like account number, name, address, and contact information.
  • Submit the form along with required documents like ID proof and address proof.
  • Bank officials will verify the documents and process your registration request.
  • Once approved, you will receive your net banking login credentials.

Phone Banking:

  • You have to contact the BoB Customer Care Helpline number.
  • Request for Net Banking Registration and provide required information for verification.
  • The Customer Service Executive will guide you through the registration process and assist you with any questions.
  • You may be asked to provide specific details to authenticate your identity.
  • Once your identification is verified, the executive will initiate the registration process on your behalf.
  • You will receive your login credentials via SMS on registered number or email upon success

Read More: Baroda UP Gramin Bank Balance Enquiry | How to Get Mini Statement of HDFC Bank

How to reset the password for Bank of Baroda Internet Banking?

If you forget your BOB Net Banking login password, you can reset the password by following the steps given below:

  1. Go to the Net Banking page of Bank of Baroda and click on the ‘Retail User’ option.
  2. Mention your User ID and click the ‘Enter’ button.
  3. On the next page, you will get the login details like user ID and sign-in password, from which you will get ‘Forgot sign-in password?’ 
  4. Here, you must answer the security questions you set during net banking registration.
  5. Answer all the questions and press the ‘Submit’ button.
  6. Next, mention the registered mobile number and click the ‘Submit’ button.
  7. You will receive a one-time password (OTP) on the number. Now provide the OTP and click on the ‘Submit’ button.
  8. Next, you must reset the password by mentioning the new password twice and clicking on the ‘Submit’ button.
  9. After completing the above steps, you will get the success message on the screen.
  10. Now, you will be able to log in to the BOB Net Banking portal using the User ID and new password.

How to check your balance using the Bank of Baroda Net Banking facility?

Here are the three simple steps for check you balance using the Bank of Baroda net banking:

  1. Missed Call Service: If you have registered your mobile number with the Bank, you can give a missed call to 8468001111 from your registered number. You will immediately receive an SMS with your account balance.
  2. SMS Banking: Another option is to send an SMS to 8422009988 from your registered mobile number. The format of the message will depend on the specific service. Charges may apply for this service.
  3. Net Banking: If you can access the Net Banking portal of Bank of Baroda, you can log in using your User ID and password. Once logged in, you can navigate to the “View Account Details” or “Check Account Balance” option to view your current balance.

How to pay your credit card bill using BOB Net Banking?

You can make credit card payment through Baroda Connect by following the steps given below:

  1. To pay your credit card bill, log in to Net Banking with your User ID and Password.
  2. The next step is to link your credit card to your savings account.
  3. It would help to use your ATM PIN to link your credit card to your bank account.
  4. You’ll also be able to access data like unbilled transactions and credit card statements for the past six months.
  5. If your credit card is linked to your savings account, payment can be made directly.
  6. The next step is to click on the credit card tab to get the details.
  7. The next step will be to click on ‘Credit Card Payment Option’ to pay the credit card bills.
  8. After paying the credit card bill, the amount will be deducted from your savings account and reflected on the credit card balance.

Read More: SBI Bank CSP Apply | BOB Bank CSP Apply | Jio Bank CSP Apply

Ways to transfers funds through BOB Net banking

Bank of Baroda account holders can transfer funds through NEFT, RTGS, or IMPS using the BOB net-banking facility:

  1. BOB NEFT Transfer

Funds can be transferred using the NEFT service available 24*7 on the BOB net-banking portal. This service is available online for Bank of Baroda account holders who have enabled net banking.

Benefits of Online NEFT

  • Users can transfer funds in a simple, convenient, and seamless manner.
  • Not only fast service but also very safe.
  • Its cost is lower than traditional methods of remittance like DD/MT.
  • Available online 24*7 all-day.
  • It can be accessed anywhere and anytime.

How do you transfer funds online through NEFT?

  • Login to Baroda Connect.
  • Select the ‘Transfer’ option from the main menu.
  • Click on ‘Transfer to Other Bank NEFT’.
  • Fill in all the details required.
  • Transfer your funds securely.
  1. BOB RTGS transfer

The Real-Time Gross Settlement (RTGS) option is also available on BOB Net-Banking for a convenient and comfortable banking experience for account holders. Online fund transfers through RTGS can be availed by BOB account holders registered for net banking service.

Benefits Online RTGS:

  • Available all day 24*7.
  • It can be accessed anywhere and anytime.
  • Cost is lower than traditional methods like DD/MT.
  • A simple, secure, and seamless way to transfer funds.

How do you transfer funds online through RTGS?

  • Select the ‘Transfer’ option from the main menu.
  • Click on ‘Transfer RTGS to other banks’.
  • Fill in all the details required.
  • Transfer your funds securely.
  1. BOB IMPS transfer

IMPS fund transfer through MMID/IFSC is available 24 x 7 x 365 for retail and corporate Bank of Baroda customers.

Benefits of online IMPS:

  • Available all day 24*7.
  • IMPS is safe, secure, and cost-effective.
  • No minimum amount limit on money transactions.
  • Funds will be credited to the beneficiary’s account within a few seconds using IMPS.

How do you transfer funds online through IMPS?

  • Login to Baroda Connect.
  • Select ‘Fund Transfer’ option.
  • Select ‘Other Banks’ and then ‘IMPS’.
  • Enter all required details.
  • Click ‘OK’ and transfer securely.

Transaction Limit under BOB net banking 

  • For retail users 
Baroda Connect Fund transfer limitGovernment and self-linked account paymentsThird party and shopping mall payment Payment using RTGS and NEFT
Per transactionUnlimitedRs. 7 LacsRs. 10 Lacs
Daily LimitUnlimitedRs. 10 Lacs Rs. 15 lacs
  • Corporate Users 
Baroda Connect Fund transfer limitGovernment and self-linked account paymentsThird party and shopping mall payment Payment using RTGS and NEFT
Per transactionUnlimitedRs. 10 LacsRs. 20 Lacs
Daily LimitUnlimitedRs. 25 Lacs Rs. 75 Lacs 

Debit/credit card Hotlisting via BOB net banking

If you notice any unauthorized transaction in your bank account via debit card/ M-connect/Baroda connect/UPI, etc., follow the steps below to block your channel and register a complaint.” 

Block the Debit card

  • Go to the Baroda Connect site. 
  • Follow the Login process of the BOB net banking. 
  • Press the “services” option on the main menu. 
  • Visit “My Accounts”
  • Press “Debit card/ credit card blocking.”
  • Choose your card and press “Block.”
  • Click “Confirm” 
  • Input your transaction password and press “Submit.”
  • Your card is blocked successfully. 

Block the Debit / Credit card without internet 

You can call the toll-free number – 1800-258-44-55 or 1800-102-44-55

Alternatively, dial the IVR number 1800-258-44-55 or 1800-102-44-55 and choose option 1 to report your lost card or fraud. 

Read More: Union Bank CSP Apply | IPPB Bank CSP Apply | Bandhan Bank CSP Apply

Latest In Banking

Lifetsyle

Trending Articles

Trending Articles

Related Articles

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Latest In Other