Union Bank of India Net banking: Registration, Login

Union Bank of India has made banking easier for its credit card customers by launching online services. Union Bank Credit Card Net Banking service allows customers to manage their transactions and day-to-day tasks with ease. Moreover, the introduction of the Union Credit Card App has made the Union Bank Credit Card login process much simpler. Union Bank of India is committed to providing a seamless banking experience to its customers through various services.

What is Union Bank of India Net banking?

Union Bank of India Net Banking services are among the bank’s many services. The main objective of this online banking facility is to allow customers to access their account and banking services from anywhere and at any time; UBI Net Banking customers can do online transactions, view account balances, request cheque books, etc. and access all other banking needs online. To use the online services of Union Bank of India, one has to register for the services.

Benefits of Union Bank of India Net Banking

Here are the benefits of Union Bank of India Net Banking:

1. UBI Net Banking will enable you to view your account maintained with the bank and take a printout.
2.  With Union Bank of India Net Banking, you can quickly view your UBI Bank account transaction history or activity from anywhere at your convenience. Also, the net banking facility helps track all the transactions in your savings account and checks for any discrepancies.
3.  Another benefit of using Union Bank of India Net Banking is electronic money transfer to your UBI account or any other Union Bank account or accounts of different banks in India.
4. Using electronic fund transfer portals like NEFT/RTGS, Union Bank account holders can transfer funds to a non-Union Bank account. They can transfer funds instantly online through electronic money transfer services like NEFT/RTGS. These methods are very safe and quick to complete.
5. UBI net banking facility continues. It facilitates online payment of utility bills like electricity, water and broadband. Also, it allows you to pay the insurance premium and your loan EMIs on time with the convenient auto-debit facility.
6. Another convenient benefit of using UBI internet banking is online payments. Nowadays, every transaction is done quickly and simply through online portals. Almost every service, like shopping, groceries, apparel, travel booking and much more, is available online. You can use UBI Net Banking to avail of various services online 24/7.
7. Pay all direct/indirect tax payments using Internet banking. You can pay both direct/indirect taxes online by referring to the simple instructions of the bank.

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Services offered by UBI Net Banking

Here are the facilities or services that are offered to the customers through the Internet Banking facility of Union Bank of India:

• Customers can view their accounts and track transaction activities anytime and from anywhere.
• Users can download e-statements of their bank accounts.
• They can use this facility to request a cheque book online or cancel a cheque book debit/credit card.
• Apply for a new credit card or debit card.
• Invest in mutual funds, open an FD account and demat account online.
• Users can use the UBI Internet Banking facility to make online transfers through RTGS, IMPS or NEFT.

How do you apply for a UBI net banking facility?

Follow the instructions given below to apply for the UBI net banking facility:

1. If you have a debit card, you can create a user ID and password directly through the ‘Self User Creation Module’ available on the Union Bank of India website. 

2. A person without a credit card can still create a username and password through the ‘Self Creation User Module’ by selecting the option ‘Without ATM Card’. However, such users are only granted viewing rights. Additionally, the user can apply for a transaction password through the Forgot or Reset Password page.

3. Corporate customers can opt for an Internet Banking facility by visiting the UBI Bank branch and submitting the application form.

Union Bank of India Net Banking Registration

There are two primary ways to register for Union Bank of India net banking options, and they are:

1. Online method: Here is the step-by-step process to register for Union Bank of India Internet Banking:

• Step 1: The user must first visit the official portal of Union Bank of India and click on the ‘Retail Login’ button. For corporate users, select the ‘Corporate Login’ option.
• Step 2: Select the ‘New User’ option on the next page.
• Step 3: The user will be redirected to enter his registered phone number, account number, customer ID and email ID. Click on the ‘Submit’ button.
• Step 4: An OTP will be sent to your registered phone number. Enter the OTP and click on ‘Proceed’.
• Step 5: After this, the user will be redirected to create a new password.
• Step 6: Enter the new password and confirm it. A pop-up will be displayed showing ‘Registered Successfully’.

2. Offline method: Here are the steps to complete the registration process offline:

• Step 1: Visit the nearest Union Bank of India branch.
• Step 2: Fill out the application form and attach ID and address proof.
• Step 3: Once the user submits the form, the bank will process their internet banking request.
• Step 4: The user will receive a User ID and Password after successful verification.
• Step 5: Union Bank Net Banking services will be activated within 24 hours.

Union Bank of India Net Banking Login Process

Both retail users and UBI corporate net banking users can refer to the following steps to log in to Union Bank of India Net Banking:

• Step 1: Visit the official net banking portal of Union Bank
• Step 2: Click on the Login button in the top right corner. You can select either Retail or Corporate Login.
• Step 3: See the safety guidelines on the next page. Now, click on ‘Continue Login’ to proceed further.
• Step 4: Enter your Customer ID and Password on the next page. Retail customers must enter their Union Bank Retail Net Banking and password created during registration. Meanwhile, UBI corporate net banking users must enter their corporate ID and password details for login purposes.
• Step 5: After entering the details, click on ‘Login’.

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How to reset the password for Union Bank Net Banking?

Follow the procedure given below to reset your Union Bank Net Banking password:

• Visit the official website of Union Bank Net Banking and click on the ‘Retail User Login’ option.
• Under the ‘Services’ section, select the ‘Forgot/Reset Password’ option.
• On the next page, you have to select the Reset password, with or without the help of a debit card and press the Continue button.
• The next step is to mention your user ID, account number, any of your last five transactions, transaction type and reply. 
• After completing the above steps, you will receive an OTP and then click the ‘Continue’ button.
• On the next page, you can modify the login password. 
• Now, you can log in to your UBI Net Banking account with the help of a new password and user ID.

How to transfer funds using UBI net banking?

Here are the process of transfer funds using UBI net banking:
Step 1: You have to visit the Union Bank of India’s official website.
Step 2: If you are a retail user, press the ‘Retail Login’ option, and for a business account, select the ‘Corporate Login’ option.
Step 3: Next, type the user ID and password and press the ‘Login’ option.
Step 4: On the next page, press the ‘Transfer’ option.
Step 5: Next, you should choose the payment type you prefer. Select either IMPS or NEFT/RTGS option.
Step 6: Under the ‘Choose your option’ tab, click ‘Fund transfer using account number and IFSC option’.
Step 7: Press ‘Transfer’ and select the appropriate option. You have to choose the account from which the funds will be transferred and the beneficiary account.
Step 8: Enter your email ID, mobile number, amount you want paid, and comments. After entering the details, press the ‘Pay’ button.
Step 9: Next, mention your user ID and transaction password and press the ‘Pay’ button.

Transaction Limits under UBI Net Banking

To use the NEFT service, Union Bank of India customers must mention details such as the Indian Financial System Code (IFSC) of the UBI branch to which the funds are to be transferred and the name and account number of the beneficiary. You can transfer funds via NEFT between 8 am to 6:30 pm on weekdays. And from 8 am to 6:30 pm, transferring funds using NEFT is not available on Sundays. But you can use IMPS on Sunday. If you wish to transfer bulk funds, you must process them before 6 pm.

Transaction amount	NEFT Charges (Rs.)
	SB Accounts	Other Accounts
Up to Rs.10,000		2.50 plus taxes
Above Rs.10,000 but below Rs.1 lakh	No charges	5 plus taxes
Above Rs.1 lakh but below Rs.2 lakh		15 plus taxes
Above Rs.2 lakh		25 plus taxes

What is the process of paying credit card bills using UBI net banking?

Once users register for UBI net banking, they can avail of multiple services, including credit card bill payments. After self-user creation, users must log in with their user ID and password to link their credit card through ATM PIN. Once logged in, the user can pay by clicking on the ‘Credit Card Payment’ option under ‘Net Banking’. The process to open a savings account in Union Bank of India mentioned below:

• Step 1: Install ‘Union Selfie & m-Passbook’ on your Android Smartphone.
• Step 2: Click a selfie.
• Step 3: Scan your PAN card and Aadhar card.
• Step 4: An account number will be created instantly.
• Step 5: Visit the bank branch with your original documents to activate your account number.
• Step 6: Alternatively, you can complete the online form on the Union Bank Savings Account page.
• Step 7: Once received, visit the branch for additional verification.

UBI Net Banking Customer Service

The Bank provides 24×7 customer supports for any queries or complaints related to online banking.To enable password through the call center:-

• The toll-free number for Indian citizens: 1800-208-2244 / 1800-22-22-44
• Contact Number: 91+080-61817110

Union Bank of India has provided many banking services online to its customers through a net banking facility. You can view and manage all transactions like fund transfers, tax payments and utility bill payments more securely and instantly through the Net Banking facility of Union Bank of India.

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