UCO Bank Net Banking is an online banking platform that helps UCO Bank customers access banking services 24/7. Customers widely use these net banking services as they provide the advantage of performing multiple banking operations through a single platform. There are many features and benefits of using UCO Net Banking services, including fund transfers, balance checks, downloading account statements, online bill payments, etc. Every UCO Bank account user can register for these online banking services and get access to these benefits.
What is UCO Bank Net banking?
UCO Bank Net Banking acts as an online banking platform, enabling UCO Bank patrons to access banking services around the clock. This virtual banking facility allows users to perform various banking activities efficiently through a unified interface. Here, we will discuss the various services offered by UCO Bank Net Banking, the registration process, transaction modes, benefits, and more.
Benefits of UCO Net Banking
Here are the various services and benefits offered by UCO e-Banking:
- Account Information Services:
- You can check your account balance, status, and transaction history online.
- Get 24×7 customer support for account-related queries.
- Download Mini Statement and Online Account Statement.
- Track loan installments.
- To track the status of your checkbook.
- Services related to online transactions:
- Users can use UCO Bank e-Banking to make online payments on multiple merchant/e-commerce platforms through a direct payment gateway.
- Mutual fund investments, online share trading, and AMC sales can be made through net banking services.
- Demat account information:
- Users can access their demat account online.
- One can access transaction and holding statements, including ISIN code, script name, and balance.
Read More: Union Bank of India Net Banking | BOI Net Banking | SBI Net Banking
Advantages of UCO Bank Net Banking
Customers can enjoy the following benefits from UCO Bank Net Banking:
- Available 24×7: Internet banking services are available 24×7 throughout the year. Users can check their bank balance, account details and transfer funds instantly at any time.
- Convenience: UCO Bank makes it possible for its customers to access its services and products at any time.
- Tracking Transactions Easily: You can easily track your transactions using UCO Bank Net Banking. Transactions done online are shown in a systematic manner in the transaction history section. Details about payer name, bank account number, date and time of payment and comments are shown along with the transaction in the history section. As a result, users can view and settle their transactions without any possibility of losing information, which is possible in case of transactions at the branch.
- Streamlined way of financial transactions: Net banking enables funds to be transferred between accounts very quickly, especially if both the accounts are with the same banking institution.
- Fast and Secure: Funds can be transferred instantly through Net Banking by NEFT, RTGS or IMPS. Plus, the account is fully protected with a password and unique user ID.
- Opening/Closed Fixed Deposit: UCO Bank Net Banking users can open, close and reopen fixed deposits for good interest rates through Internet Banking.
Essential Requirements for UCO Bank Net Banking Services
Net Banking is an easy and secure way to manage your banking needs online. UCO Bank provides a net banking facility to its customers. However, before setting up your UCO Bank Net Banking, there are some prerequisites that need to be fulfilled:
- It is necessary to have a UCO bank account. It can be a savings account, current or multi-purpose account.
- Your account must be active and in good condition.
- Your valid email address and mobile number registered with the Bank.
- Valid debit card with the bank.
- Net Banking User ID and Password.
- Access to the Internet.
Read More: Airtel Payment Bank Retailer Login | Union Bank of India Net Banking Login
UCO Bank Net Banking Registration Process
Anyone with a UCO Bank account can register for UCO Internet Banking services through the official website. The details are provided below in the table.
| Category of customers | Mode of registration for internet banking |
| Retail customers | Online or offline mode |
| Kid customer (account holder being of the age 10 years to 18 years) | Online or offline mode |
| Corporate Customer | Offline mode |
Here are the steps that should be followed for Registration Process UCO Bank Net Banking:
- Step 1: First, visit the UCO Bank’s official e-banking website.
- Step 2: Go to the ‘Self-Service’ section and select ‘Retail Online Registration’ from the drop-down menu.
- Step 3: Enter your UCO Bank account number, and any of the last five transaction amounts (debit/credit), transaction type, and captcha code.
- Step 4: The user will receive an OTP on their registered phone number. Enter the OTP and click on the ‘Confirm’ option.
- Step 5: A new page will appear. Enter your UCO Bank debit card details. Click on ‘Submit Button’ once again.
- Step 6: The user will receive a temporary user ID and password to log in to the net banking portal.
- Step 7: After logging in, the user has to create a new login ID and password. Enter your mail ID and click on ‘Submit’.
- Step 8: After submission you receive an confirmation message on your registered number and after that their UCO e-banking account has been successfully registered.
UCO Net Banking Login Process and Activation
After registration, users can follow these steps for the UCO Internet Banking login process and activation:
- Step 1: After registering, you must wait two to three days before starting the activation process.
- Step 2: Visit the official website of UCO e-Banking to start the activation process.
- Step 3: Click on ‘Net Banking Login’. Select either ‘Retail Login’ or ‘UCO Bank Corporate Login’.
- Step 4: Enter your User ID and Captcha on the login page for’ Retail Users’. Meanwhile, ‘Corporate Users’ must enter their UCO Bank Corporate Login ID and Captcha Code.
- Step 5: Click the ‘Login’ button to access UCO Bank Retail Net Banking or UCO Bank Corporate Net Banking services.
How do you reset the UCO Bank net banking password?
It is essential to reset the temporary password provided by UCO Bank for security reasons. One can reset their UCO e-Banking or UCO Online Banking password by following the steps given below:
- Step 1: You have to visit the official website of UCO Bank.
- Step 2: You have to go to ‘UCO E-Banking’ and select ‘Password Reset.’
- Step 3: Enter your User ID, Account Number, one of the last five transaction amounts, and transaction type (Credit/Debit).
- Step 4: Select ‘Agree’ and click on the ‘Submit’ button.
- Step 5: Enter the verified OTP received on the registered mobile number.
- Step 6: The user will be prompted to create a new password. Re-enter and confirm the new password.
- Step 7: Use the same password for the UCO Bank Net Banking login.
Read More: How to Get Mini Statement of HDFC Bank 2024 | LVB Net Banking
UCO Bank Mobile Banking
UCO Bank customers can transact directly on their phones using UCO Bank Mobile Banking services. You can register online for UCO Bank m-Banking and access all mobile banking services, including balance checks, online money transfers, and bill payments.
How do you register for UCO Bank Mobile Banking?
Here is the step-by-step process to register for UCO Bank’s mobile banking services:
- Step 1: First you have to download the UCO Mobile Banking App.
- Step 2: Once users download the app, they can log in with their UCO Bank credentials (registered mobile number, account number, or email ID).
- Step 3: The user will be asked to create an MPIN and a password.
- Step 4: Customers can use the new password and MPIN to log in to the UCO Mobile Banking Transaction application.
Methods and Limits on UCO Bank Net Banking
UCO Bank Net Banking can be also used to transfer funds from one UCO Bank account to another UCO account or even to any other bank accounts. Users can share these funds through NEFT, RTGS, or IMPS facilities provided by the bank. However, UCO Bank has set a daily transaction limit for NEFT and RTGS transfers through net banking. The table below shows the transaction limits per day for these transactions:
- For Retail Users:
| Type of Transaction | Limit Per Transaction | Limit Per Day |
| To own account | Rs. 15 lakhs | Rs. 15 lakhs |
| To third-party account | Rs. 15 lakhs | Rs. 15 lakhs |
| Bill Payments | Rs. 10 lakhs | Rs.10 lakhs |
| NEFT/RTGS Transaction | Rs. 15 lakhs | Rs. 15 lakhs |
- For Corporate Users
| Type of Transaction | Limit Per Transaction | Limit Per Day |
| To own account | Rs. 10 lakhs | Rs. 50 lakhs |
| To third-party account | Rs. 10 lakhs | Rs. 50 lakhs |
| Bill Payments | Rs. 20 lakhs | Rs.20 lakhs |
| NEFT/RTGS Transaction | Rs. 25 lakhs | Rs. 50 lakhs |
- For UCO Bank Mobile Banking
| Type of Transaction | Limit Per Transaction | Limit Per Day |
| To own account | Rs. 5,00,000/- | Rs. 5,00,000/- |
| To third-party UCO bank account (beneficiary added) | Rs. 5,00,000/- | Rs. 5,00,000/- |
| To third-party UCO bank account (without beneficiary) | Rs. 50,000/- | Rs. 5,00,000/- |
| UPI | Rs. 1,00,000/- | Rs. 1,00,000/- |
| NEFT | Rs. 5,00,000/- | Rs. 5,00,000/- |
| IMPS | Rs. 5,00,000/- | Rs. 5,00,000/- |
| IMPS Quick Transfer | Rs. 50,000/- | Rs. 5,00,000/- |
| RTGS | Rs. 5,00,000/- | Rs. 5,00,000/- |
Can I transfer funds using UCO Bank Net Banking?
Yes, you can easily transfer funds using UCO Bank Net Banking facility. UCO Bank Net Banking serves as an efficient medium to transfer funds both within the Bank and to external banks. Funds can be transferred seamlessly in these ways:
- NEFT (National Electronic Fund Transfer)
- RTGS (Real Time Gross Settlement)
- IMPS (Immediate Payment Service)
Transaction limits for various services are detailed in the table below:
| Online Banking Service | Retail Customers Limit per Transaction | Retail Customers Limit per Day | Corporate Customers Limit per Transaction | Corporate Customers Limit per Day |
| NEFT/RTGS | Rs. 15,00,000 | Rs. 15,00,000 | Rs. 25,00,000 | Rs. 50,00,000 |
| Transfer to Own Account | Rs. 15,00,000 | Rs. 15,00,000 | Rs. 10,00,000 | Rs. 50,00,000 |
| Transfer to Third Party | Rs. 15,00,000 | Rs. 15,00,000 | Rs. 10,00,000 | Rs. 50,00,000 |
| Bill Payment Transactions | Rs. 10,00,000 | Rs. 10,00,000 | Rs. 20,00,000 | Rs. 20,00,000 |
UCO Bank Net Banking offers a secure and user-friendly way to effectively manage your financial affairs online. The platform empowers customers to easily access their bank accounts, transfer funds and settle bills, without the need to visit a physical branch. With a user-friendly interface, it ensures a fast and straightforward experience. Additionally, customers can rest assured that their sensitive personal and financial data will remain secure during their online interactions.
Read More: Baroda UP Gramin Bank Balance Enquiry Number | HDFC Bank CSP Registration
