As health insurance has become a common priority for all the working class, many categories are being invented by the health insurance service providers to cater to the needs of their Policyholders. The focus is not only on the common citizen, married couples, or senior citizens health insurance plans but also on the single female who wants to have a secure backup plan in their life and wants to live life without much worry.
It is stated by many official reports that the Health insurance plan for women is becoming popular as many women are buying them. This article will explain the best health insurance plan available for single females and how they can measure the pros and cons of having a Health Insurance plan.
The best health insurance plan for single females includes many areas that might be necessary for single females. This includes hypertension, maternity-related needs, breast cancer, etc. Let’s have a look at the best health insurance plans for females available in the market and what you need.
These best health insurance plans for females are the best of our knowledge and are ideal for single women who are looking for the best health insurance plans for females in India. We hope that this article will help you, so here we go.
The top health insurance plans for women in India in 2021
Here are some top health insurance plans for women in India in 2021. These will give you a comprehensive idea of how to select the best women health insurance plans. These best health insurance plans for females are explained in the article ahead.
- Bajaj Allianz individual health guard
- Religare Care health insurance plan
- Max Bupa Health Companion
- Star health young star silver
- Royal Sundaram Lifeline supreme
- Aditya Birla Health Activ Assure Diamond Plan
Bajaj Allianz individual health guard Insurance Policy
Bajaj Allianz Individual Health Guard Insurance Policy specially caters to the need of women who are looking for the top health insurance plan for single females. Here are some good aspects of this health insurance plan for single females-
- Unlimited and unrestricted access to daycare facilities.
- A pre and post hospitalization expenses coverage to the policyholder
- The ambulance cost coverage up to INR 20,000
- An optional maternity coverage to those single women who are looking for the best health insurance plan for single females including maternity coverage.
However, this top health insurance plan for single female does not comprise the expenses for the In-house treatment. It also does not include a 72-week waiting period for the insurance of pregnancy, but this does not become an issue if you are still young and do not have any children.
Regardless this health insurance plan can be considered as one of the top health insurance plans for single female.
Royal Sundaram Lifeline supreme Insurance Policy
This plan is focused on the health insurance plans for single women. It is one of the top health insurance plans for women in India in 2021.
- This plan covers the room rent and also hospitalization expenses for 60-90 days.
- This health insurance plan also covers the ambulance fee
- Royal Sundaram Lifeline supreme Insurance policy also provides the facility of routine health check-ups
- Under this top health insurance plan for single female, you can get additional benefits and rewards.
This plan has become one of the top health insurance plans for females in India due to its quality services to the policyholders.
Niva Bupa Health Companion
Max Bupa Health Companion is one of the top health insurance plans for women in India in 2021. Here are some aspects of this best health insurance plan.
- This best health insurance plan for single female is one of the top health insurance plans for women in India in 2021. This plan provides affordable health insurance to single females and unmarried women in India.
- Max Bupa Health Companion health insurance plan is one of the best health insurance plans for females in India as it provides a very comprehensive health insurance service.
- This best health insurance plan comes with a few limitations as Max Bupa Health companion health insurance plan covers many aspects of the hospitalization of the insured women.
- Under this health insurance plan, the insured can opt for the room selection of her choice without any price limit until it is a suite or belongs to the category of expensive hospital rooms.
- This Health insurance Plan only covers the single female and does not include any services regarding the pregnancy.
- This health insurance plan is solely focused on providing services to single women so you have to make your priorities clear as to which areas do you want to cover under your best health insurance plan.
- The Max Bupa Health Companion does not provide the reimbursement facility to the insured in case of IVF treatment.
This best health insurance plan for females is popular among the policyholder for its attractive range of services and offers.
Star health young star silver Policy
This is one of the top health insurance plans for women in India in 2021. This is a comprehensive health insurance plan for single female, let’s check the key features of this best health insurance plan for females-
- This is one of the best health insurance plans for single females in India. The Star health young star silver policy is focused mainly on women who are in their 20s and 30s.
- This top health insurance plan for single female has a lot of benefits. It comes with many advantages and reward programs for those women who are very conscious about their health.
- The best aspect of this top health insurance plan for single female is that the premium is very affordable for single women who want to buy the best health insurance plan for themselves.
- The age limit for this best health insurance plan for females is from 18 to 40 years and it comes with the benefit of lifetime renewability for those policyholders who want to continue this best health insurance plan.
- This best health insurance plan for females has two variants that are silver and gold. The gold variant under the Star health young star silver policy covers maternity-related expenses.
- The Star health young star silver policy’s wellness program comprises 5 tracks and provides 8 additional services.
- This best health insurance plan has a low waiting period. The waiting period is 12 months for the single female who has pre-existing ailments.
However, this health insurance plan does not cover expenses related to organ donation. This health insurance plan also does not provide health insurance coverage for in-house hospitalization. AYUSH, an initiative by the Indian government, is not covered under this health insurance policy.
The affordable premium of this best health insurance plan makes it very appealing for women. The annual premium for a single female living in Mumbai is just INR 7,133 under the Silver variant of Star health young star silver policy whereas the premium for the Gold plan is INR 8,390.
Religare Care health insurance plan
This best health insurance plan is a service provided under the Religare health insurance plan. This is one of the best health insurance plans for females in India.
- This health insurance plan is very famous among online policyholders. This health insurance plan has been borrowed by many major insurance companies to create their own customized health insurance plan for single women to cater to their needs.
- This best health insurance plan covers most of the hospitalization expenses including in-house medical care expenses, AYUSH, Organ donor expenses with sub-limits.
- The most attractive feature of this best health insurance plan is its single private room available for the insured. This health insurance plan also provides the facility of a health check-up on annual basis to its policyholders.
- This health insurance plan does not cover any maternity expenses as it is basically focused on to catering single women. Under this best health insurance plan, the waiting period is 48 months for any pre-existing ailment.
Religare has become one of the most famous health insurance service providers due to its positive settlement process. If you are looking for something good and beneficial then you can totally count on this best health insurance plan.
Aditya Birla Health Active Assure Diamond Plan
This is one of the top health insurance plans for women in India in 2021. The Aditya Birla Activ Assure Diamond health insurance plan and the health insurance plan offered by the Religare Care plan are similar in many ways.
- This best health insurance plan for females provides health coverage from INR 2,00,000 to INR 2 crore. This plan covers the most detailed aspect of the hospitalization process. Under this plan, the insured can earn up to 30% of his money in the form of Health returns.
- This health return is earned in the form of premium percentage assessed through healthy heart score/Activ Dayz. There are many core benefits under this top health insurance plan for single females.
- The healthy heart score of an insured woman Is measured via periodical check-ups where the MER is measured through the Blood pressure of the insured, not only this, the Body mass index (BMI), Smoking level, HWR, Cholesterol, and blood sugar are also measured every year. These tests are free for the policyholders. The positive results will add to the healthy heart score.
- The Activ dayz under this top health insurance plan for single female are gained by exercising and participating in fitness activities. The same can be tracked with the help of tracking devices and regular visits to any fitness center.
You can utilize the health returns for the further causes
- You can pay for the co-payment
- You can also use these health returns in case of non-payable cases like in-hospitalization treatment or daycare treatment including the food charges and registration charges.
- You can also pay for the out-patient expenses with the help of Health returns.
- AYUSH treatment is also mentioned under this
This best health insurance plan for single females is available on many platforms, online and offline. This plan can be considered as the top health insurance plan for single females.
What to look in the top health insurance plans for women in India in 2022-2023
When we are talking about the best women’s health insurance plans, we should know exactly what do we need in our health insurance plan. Nowadays with increasing work pressure, women do not get enough time for exercising or having a nutritional diet. Stress is another factor that is related to work and personal life due to which certain health conditions can occur.
To avoid such situations, we need to make sure that we are opting for the best health insurance plan for females available in the market. Here are some points you need to consider before buying a women’s health insurance plans in India.
With the increase in working culture in our society, everyone is busy. So, they do not take care of their health. This can create many health issues and harm us at the most uncertain times, these are some risks related to health that can affect your health and your financial stability negatively:
- Gestational diabetes
- Hypertension
- Breast/Cervix/Ovarian cancer
- Reproductive health issues
- Depression
- cardiovascular disease
Important aspects of a best health insurance plans for females
If you want to buy yourself best health insurance plan for female available in India then you must not ignore these important key factors-
1. Hospitalization Coverage
If you want to look for the best health insurance plans for females in India then you must aim for the health insurance plan which includes all-rounder health coverage for women. You should look for comprehensive health coverage in the best health insurance plan for female in India. Never opt for some specific health Insurance without any specific reasons.
2. Easy claim procedure and large hospital network
There are many women’s health insurance plans which provide an easy claim procedure that save both time and resources. So, if you want to go for the best health insurance plan for female then you should check the claiming process of that particular health insurance policy.
Under the women’s health insurance plans you should also check if the top health insurance plan for single female is also providing a large network of hospitals including the ones nearby your house. Not only this but you should also make sure if the hospitals are providing for a cashless claim under the best health insurance plan
3. Individual Room facility
Hospitalization can lead to your spending nights in a hospital so make sure to choose the health insurance plans for females in India which provide a facility of private room to its Policyholders. This should be considered under the best health insurance female.
4. Mental Health
We know that lots of stress are creeping into our lives nowadays, be it due to work or some other reason. This can affect our mental health negatively. So make sure when you are looking for the top health insurance plans for women in India in 2021, your health insurance plan includes mental health and depression in the list.
5. Disease Management
While looking for the best health insurance for females, you should also check if the said health insurance plan is providing a disease management facility including periodic health check-ups and additional benefits related to it. Due to our careless lifestyle, we need such a top health insurance plan for single females in India that can benefit them on a regular basis.
Single Female Insurance Plan – FAQs
Q1. What are the top health insurance plans for women in India in 2022-2023?
Ans. The top health insurance plan for single females in India are Bajaj Allianz individual health guard, Religare Care health insurance plan, Max Bupa Health Companion, Star health young star silver, Royal Sundaram Lifeline supreme, Aditya Birla Health Activ Assure Diamond Plan. These plans are top health insurance plans for women in India in 2021
Q2. What to look at while investing in health insurance plans for females in India?
Ans. If you are looking for women’s health insurance plans, then you should select comprehensive health insurance plans for females which cover a wide range of ailments and have a simple claim settlement procedure.
Q3. Are there any health insurance plans for females in India?
Ans. Yes, there are many women’s health insurance plans in India that provide a quality service to single women in India.
Q4. Is the best health insurance plan for females necessary?
Ans. The best health insurance plan for females is the need of the time. You must go through the mentioned women’s health insurance plans to select the best health insurance plan for females.
Q5. Do women’s health insurance plans cover critical illness?
Ans. Yes, many women’s health insurance plans cover critical illnesses like breast cancer, ovarian cancer, depression, etc.
