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Equitas Net Banking: Login, Registration and Password Reset

Equitas Net Banking consolidates all banking operations into a single location. You may safely transact and carry out other tasks at any time, from any location. Now, you may save time and avoid the inconvenience of waiting in lengthy lines. 

This post will explain how to register, use the Equitas online banking facility, and complete other activities, all while guiding you through its features and services.

Services from Equitas Net Banking

Equitas Net Banking allows you to carry out the following services:

Service Description
View and email account statements Access real-time balances, transaction history, and download account statements directly to your email.
Deposit in fixed and recurring accounts Open and manage fixed deposits (FDs) and recurring deposits (RDs) online.
Change/reset, hotlist debit card passwords Manage your debit card PIN, reset forgotten PINs, and block lost or stolen cards.
Fund transfer within the same or different banks Transfer funds instantly within Equitas Bank (IMPS), across different banks within India (NEFT & RTGS), or internally within Equitas Bank.
Get TDS details (exemption) View tax deducted at source (TDS) information and request TDS exemption if applicable.
Set standing instructions Automate recurring payments for bills, rent, etc.
DTH and mobile recharge Top up your mobile phone and DTH accounts directly through net banking.
Service requests Check cheque status, request new cheque books, stop payment on cheques, and more.

Read More: Karnataka Bank Net Banking | IDFC Net Banking

Conditions for Applying for Equitas Net Banking

Throughout the registration procedure, have the following information: Account Number, Customer ID, Debit Card, Enrolled Mobile Number, and Debit Card PIN close to hand.

  • You will receive an OTP (one-time password) on your registered cell phone number; enter it correctly.
  • It is requested that you keep your internet banking password and user name private.
  • The email address is the email address you registered when you opened your account.

How to Register for Equitas Net Banking?

To sign up for Equitas Small Finance Bank net banking, simply follow these instructions:

  • Step 1: Go to Equitas Small Finance Bank’s official website.
  • Step 2: Select “Login” from the menu.
  • Step 3: Register with your User Information or Debit Card.
  • Step 4: Choose three security questions, then respond to them.
  • Step 5: Enter the OTP that was sent to the phone number you registered.
  • Step 6: Finish the Equitas internet banking registration by setting the password and submitting it.

Read More: How to Register for IDFC Bank Net banking | How to Register for the ICICI bank Net banking 

Steps to Login at Equitas Net Banking 

After completing the registration process for Equitas internet banking, you may quickly utilize the offered features by logging into your account. The steps to log into Equitas Net Banking are as follows:

  • Step 1: Go to Equitas Small Finance Bank’s official website.
  • Step 2: Select your account type (Personal or Business for current accounts) by clicking “Login.”
  • Step 3: Click “Login” after entering your password and user ID.

Read More: How do you Log in to SBI Internet Banking?  | How to Log in to IOB Net Banking?

How to Reset Password for Equitas Net Banking? 

Because of privacy concerns, Equitas Bank is unable to accept password changes or resets by email or phone requests. If you forgot your password, you can reset it for both transaction and login.

Simply respond to the Predetermined Secret Questions you selected while registering, and a second-factor authentication will verify it.

Read More: How to Reset the Union Bank of India Net banking Password ?

How to Check Online Equitas Account Balance?

The balances of Equitas accounts may be seen online in a number of ways. View them below:

  1. Online banking

You can check the Account balance online using the steps below: 

  • Step 1: Access your Equitas internet banking account by logging in.
  • Step 2: See account information, including balance.
  1. M-banking

You can check the Account balance through m-banking using the steps below: 

  • Step 1: Equitas Small Finance Bank is available for both iOS and Android. Download and install it.
  • Step 2: Access your account by logging in to view account information, including the amount.
  1. WhatsApp

You can check the Account balance through WhatsApp using the steps below: 

  • Step 1: Use WhatsApp to say “hi” to +91 8122483766.
  • Step 2: Select “Balance Check” from the available service options.

How to Use Equitas Net Banking to Transfer Money? 

This is a comprehensive instruction explaining how to use the Equitas Net banking interface to send money using RTGS or NEFT. 

  • Step 1: Go to Equitas Small Finance Bank’s official website. 
  • Step 2: Enter your registered login information to access your net banking account. 
  • Step 3: From the “Payments and Transfers” page, choose the “Fund Transfer” option. There will be a few fund transfer choices visible on the screen. 
  • Step 4: Select an appropriate choice from “Interbank” and “Intra-bank.” 
  • Step 5: Choose between RTGS and NFT as the transaction type. 
  • Step 6: Decide who you wish to receive the money sent to. 
  • Step 7: Type in the desired transfer amount. 
  • Step 8: Give a description of the transfer. 
  • Step 9: Check the box that says “I Accept Terms & Conditions” at the bottom of the screen. 
  • Step 10: Tap “confirm” 

Equitas Net Banking: Daily Restrictions and Fees 

The following contains information on the daily limits on digital transactions and the associated fees for internet banking and other channels of Equitas Small Finance Bank:

  1. Individual Online Banking
Type of Transfer Minimum () Maximum () Maximum Each Day ()
Within Bank 0 1,500,000 1,500,000
NEFT 0 1,500,000 1,500,000
RTGS 200,000 10,000,000 1,500,000
IMPS 0 1,500,000 1,500,000
  1. m-banking
Transfer Type Minimum () Maximum () Maximum Each Day ()
Within Bank 1 5,00,000 5,00,000
NEFT 1 5,00,000 5,00,000
RTGS 2,00,000 5,00,000 5,00,000
IMPS 1 5,00,000 5,00,000
  1. Online Banking for Businesses
Type of Transfer Minimum () Maximum () Maximum Each Day ()
Within Bank 1 5,00,00,000 10,00,00,000
NEFT 1 5,00,00,000 10,00,00,000
RTGS 2,00,000 10,00,00,000 10,00,00,000
IMPS 1 5,00,000 5,00,000
  1. UPI
Payment Channel Each Transaction Limit () Daily Transaction Limit () Daily Transaction Number Monthly Transaction Number () Monthly Transaction Limit ()
EQUITAS UPI 1,00,000 1,00,000 20 31,00,000 620
Third-Party UPI (UPI.NPCI) 1,00,000 1,00,000 20 31,00,000 620

Read More: Documents required for SBI Net Banking | Documents Required for Yes Bank Net Banking

Features of Equitas Net banking

The following are some unique attributes of Equitas Net Banking:

  • Simple accessibility to your accounts
  • Receive email account statements
  • Passwords may be easily reset.
  • Transfer money via RTGS, NEFT, or IMPS (P2A) within Equitas or to other banks.
  • Obtain TDS information, including TDS exemptions, for simple tax processes.
  • Recharge your DTH or phone.
  • Establish recurring directives for simple banking.
  • Send in requests for checkbook services like stop checks and check status updates.

Using Equitas Net Banking: DOS and DON’Ts

There are Do’s and Don’t for Equitas net banking:

Do’s

  • Use strong, 6–8 length alphanumeric characters to make net banking passwords hard to guess.
  • Alter your password on a frequent basis.
  • To guarantee that you are able to recover the password online, establish secret questions and answers.
  • Update your email address and mobile number with the branch.
  • All of your transaction notifications and transaction-related authentications, such as one-time passwords, are sent to your registered cell phone number by Equtas Small Finance Bank.
  • Maintain a record of all the accounts you have and the frequent transactions you make.
  • Use the Standard Secure Web browsers that are advised, such as IE 7.0 and above.
  • When your session is over, log out of Retail Internet Banking. Remove all saved passwords, cookies, and cache at the browser level.
  • Enter the address of the bank’s website (www.equitasbank.com) in the address bar of your browser to access our retail online banking website. Never copy content from emails or other sites. Instead, always log in through our bank’s home page.
  • Install and keep up-to-date licensed antivirus software on your computer.
  • Choose an EV SSL-compatible browser version to make it easier for you to recognize authentic websites.

DON’T

  • Don’t write down PINs or passwords on paper where anyone may read it.
  • Avoid disclosing your login credentials, password, digital signature certificate, and PIN to anybody, not even your loved ones or bank personnel.
  • Never write down your password or user ID on paper, papers, or phones so you can easily find them later.
  • Additionally, users should never keep their net banking credentials using the browser’s “remember password” option.
  • Never divulge your CVV number or password to any parties. Confidential information such as user IDs, passwords, ATM card numbers, CVVs, and the like are never requested by the bank via phone calls, texts, or mail.
  • Keep private information out of easy reach, such as your account information and passwords (including one-time passwords). Information should not be saved under unprotected notes or in a file on your phone, laptop, or computer. These are common mistakes made.
  • By employing a password, you may safeguard your computer, computer, and mobile device against unauthorized access and keep it away from shared or insecure networks.
  • Steer clear of shared or insecure computers and smartphones while using online banking or making payments in public places.

Equitas Net Banking Customer Support

Below are the Equitas Small Finance Bank’s customer service contact details:

Customer Care No. Purpose
1800-103-1222 Assistance with branch banking
1800-103-2977 Support for loan-related inquiries
044-30898017 Help with NEFT/RTGS transactions
+91-44-6965-4600 Support for customers residing outside India (international charges may apply)

For any questions or complaints, current clients are able to submit inquiries via the Equitas Small Finance Bank web-based contact form.

Head Office Address: Anna Salai, Chennai, 600 002, 4th Floor, Spencer Plaza, No. 769, Phase II 

Phone number: 044 4299 5000

All of the financial services are offered through Equitas Net banking, which centralizes them and makes them accessible at all times and from any location. Register if you are already a client to take advantage of the advantages.

Read More: IOB Net Banking | AirtelTez Login Portal | Union Bank of India Net Banking

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